Things we don't have, and I'm glad:

• Two Cell Phones---this totally catches people by surprise. They don't see how I can function without one, but I do. Since cell phones became accessible, I have only owned one for a one year period before Kayleigh was born. Justin has one, so we aren't totally in the Dark Ages.
• Cable--really cuts down on the watching TV out of boredom.
• The ability to spoil our children materially---not having loads of money can be beneficial!
• A car payment
• A bigger house--it's hard enough keeping this one clean
  
• Debt--totally Justin's doing...he's an awesome financial planner...of course some call him stingy, but I don't care.
• Long drives to visit our children's grandparents
• Cribs--William is in a big boy bed now...can't wait to put diapers on this list!